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The Board has taken special care to give
assistances by way of loan scholarship
to poor and able students for perusing
professional courses such as
Engineering, Medicine, B.Sc. Nursing,
B.Pharm, MBA, MCA etc. Now loan
scholarships are paid at the rate of
Rs.1500/- and Rs. 1250/- per month
considering the nature of various
courses. This matter is under review and
the Board proposes to increase the
loan scholarship substantially from this
year onwards.
The Board is
giving loan to professional students
from 1972 onwards. But it was not under
a specific scheme of the Board. Firstly
it was started to give financial
assistance by way of loan to very poor
and needy students only in rare cases.
From 2002-03 the Board started a scheme
for granting loans from the Board’s fund
to the students of professional courses.
In the beginning the loan amount was at
the rate of Rs.500/-, Rs.400/- and
Rs.300/- considering the nature of the
course. In the year 2002-03 loan
scholarship were given to 55 students
which was increased to 69 in the year
2003-04. In 2004-05, 68 students availed
the loan and in 2005-06 the Board
granted loan to 77 students.
In the year
2005 the Board decided to expand the
scholarship scheme in the name and style
“Revolving Loan Scholarship Scheme”. A
separate Bank Account was started by the
Board for this purpose and decided to
transfer the Board annual budgetary
amount for this purpose to this account.
The motive behind the scheme is to
recycle the scholarship scheme fund
already given to the students. On
completion of their course or getting
employment the scholarship holders can
repay the amount without any interest by
instalments. The amount so repaid will
be accrued to the corpus fund of this
scheme, so that after 4 years the source
of fund to the scheme will be the annual
budgetary amount of the Board and the
amount repaid by the students. Apart
from these the Board is also intends to
collect donations from the NRIs and
other Industrialists which is
permissible under section 77 of the Wakf
Act, 1995. For this purpose a permission
was also issued to the Board by the
Government of India under the Foreign
Contribution Regulation Act to receive
foreign contribution. If such
contributions are made the Board can run
the scheme on a large scale basis and
the Board can distribute this
scholarships in a transparent and merit
cum means basis. The individuals can
also create wakfs for scholarships and
same can be registered as a wakf under
the Wakf Act.
In the year
2006-07 an amount of Rs. 8 lakhs was
transferred to the corpus of this
scheme. Later Rs. 50,00,000/- each were
deposited by the Board in the year
2007-08 and 2008-09 and Rs. 25,00,000/-
in the year 2009-10. Now the corpus fund
of this scheme is Rs. 1.45,50,000/- and
a number of students are getting
scholarship out of it. From the year
2006-07 the scholarship holders started
to refund the loan granted. In the year
2006-07 loan scholarship were awarded to
168 students and in the year 2007-08,
208 students. In 2008-09 the loan
granted to the students were limited to
100 Numbers. The details of amount
distributed in the previous years are
given below.
Year
Budget No. of
Rate of
Amount
students
scholarship
2002-03
1,50,000
55 500/400/300
2003-04
2,00,000
69 500/400/300
2004-05
4,00,000
68 500/400/300
2005-06
5,00,000
77 500/400
2006-07
8,00,000
168 1500/1250
2007-08
50,00,000
208 1500/1250
2008-09
5,00,000
100 1500/1250
Now the Board proposes to grant loan
scholarship to all the students studying
for professional courses from the year
2009-10 @ Rs.3000/- and also raise the
number of students to 250 in 2009-10.
500 in 2010-11, 750 in 2011-12 and 1000
in the year 2012-13 and 2013-14. The
proposed chart for sanctioning Loan from
the year 2009-10 is given below.
Year No.
of Loan for
10 Annual
students
months Expenditure
2009-10
250
30000 7500000
2010-11
500
30000 15000000
2011-12
750
30000 22500000
2012-13
1000
30000 30000000
2013-14
1000
30000 30000000
Besides this the Board wishes to collect
donation from the Muslim NRIs and other
Muslim philanthropic persons who wish to
promote education of Muslim community
and to develop the revolving Scholarship
scheme fund of the Kerala State Wakf
Board. The intention of the Board is to
create a specific Wakf from the donation
accrued from the philanthropic Muslim
persons and to use it as interest free
Loan scholarship to Muslim students.
New scholarship are sanctioned annually
by the Board after inviting applications
on the basis of merit cum means. The
awardees are bound to execute an
agreement along with two sureties to
ensure the repayment. Loan amount shall
be refunded within 2 years of their
completion of the course without any
interest. |
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Besides the Loan scholarship given by
the Board as detailed above the Board is
giving matching grant (free scholarship)
to 100 students studying for plus1,
Technical Courses and Arabic Colleges
with the share of Central Wakf Council.
Rs. One Lakh each is spending for the
matching grant every year. |
WAKF BOARD SOCIAL WELFARE (KERALA) SCHEME
(Approved by the Goverment. Vide G.O (MS).
No.973/85/RD dated 19-11-1985)
Short title:- This may be called
the Wakf Board Social Welfare (Kerala) Scheme-1985.
Defenitions:- In this Scheme unless the contest
otherwise implies:
a) “Registered” in relation to Wakf means registered
by the Kerala Wakf Board under the Wakf Act
1954(Central Act 29 of 1954).
b) “Scholar in Arabic language , literature and
culture” means any person who has acquired the
qualification – M.F.B, M.F.F, M.F.D. Afzalul – Ulama
or other equalent qualifications which the Sanction
Committee may recognize from time to time and who
has imparted or has been imparting instruction in
Arabic language and Islamic culture and teaching for
a continuous period or not less than 10 years in any
Arabic College/Colleges, Dars in Mosque/Mosques,
Madrassa/ Madrassas and other
institution/institutions run for research and higher
studies in Arabic language and literature and
possesses a certificate to that effect issued by the
aforesaid “Registered” institutions and has
completed 60 years of age and not able to support
himself for his livelihood and whose annual income
from in all sources does not exceed Rs.6,000/-
(Income limit enhanced to 15,000/- from
1-4-96 and to Rs.22,000/- from 1-4-2003)*
c) “Teacher in Arabic language, literature and
culture” means any person who has acquired
sufficient knowledge in Arabic language, literature
and culture certified so by a “Scholar in Arabic
language, literature and culture”, approved by the
Sanction Committee and possesses a certificate
issued by “Registered” primary or secondary (other
than those referred to under Rule2(b)
institution/institutions in which he had been
imparting or has been imparting instruction in
Arabic language, Islamic culture and teachings or
person who has been rendering service as “Imam” for
a continuous period of not less than 10 years in any
“Registered” institution /institutions or Mosque
/Mosques and have completed 60 years of age and not
able to support himself for his livelihood and whose
annual income does not exceed Rs 6,000/- (Enhanced
to Rs.15,000/- with effect from 1-4-96 and
subsequently to Rs.22,000/- with effect from
1-4-2003)
d) “Khadim” means any person who had rendered or has
been rendering service as an Attender in the
“Registered” Arabic college/colleges or
school/schools or Madrassa/Madrassas or Orphanage
including the one engaged in attending and cleaning
the ‘Registered mosque/Mosques and helping Imam for
up-keeping the Islamic teaching, Culture and
tradition for a continues period of not less than 10
years and possesses certificates for such experience
and service from such registered
institution/institutions and have completed 60 years
of age and not able to support himself for his
livelihood and whose annual income does not exceed
Rs.6,000/- (Enhanced to Rs.15,000/- with effect from
1-4-96 and to Rs.22,000/- with effect from 1-4-2003)
3. Beneficiaries of the Scheme: The Beneficiaries of
this scheme shall be:-
1. (i) “Scholars in Arabic language, literature and
culture”
(ii) “ Teachers in Arabic language, literature and
culture,” and
(iii) the “Khadim” as defined under Rule 2 (b) (c) &
(d) above
respectively.
2.The benefit shall also be extended to :-
e) Orphans
f) Widows
g) Poor unmarried woman- towards marriage expenses
h) Poor homeless persons – for constructing houses
i) Destitutes:-
j) Lepers & persons suffering from chronic dieases
k) Handicapped persons
l) Poor and brilliant students studying in Arabic
Colleges, Madrassas, Darz in Mosques Schools,
Colleges, Technical & Scientific institutions
including medical and Engineering colleges and for
special coaching in I.A.S., I.P.S. and other
examinations conducted in imparting training and job
opportunities.
m) Publication of books on Islamic culture,
literature and tradition by deserving scholars and
eminent writers.*
__________________________________
1. Income limit enhanced to Rs.15,000/- with effect
from 1 – 4 – 96 vide G.O.(MS) No.355/99/RD dated 13
– 9 – 1999.
2. Income limit enhanced to Rs.22,000/- with effect
from 1 – 4 – 96 vide G.O.(MS) No.241/2003/RD dated 5
– 8 – 2003.
3. The benefit shall also be available to:
i. Orphanages
ii. Arabic/Islamic Nursery schools;
iii. Arabic colleges,Madrassas and Mosques
iv. Aid to introduce Islamic studies and literature
in Universities.
4. To any other purpose, the sanction committee
deems fit and suitable for the prospective
implementation of the scheme.
5. Sanction Committee and its functioning:-
a. The sanction committee shall consist of the
Ministers shall consist of the Ministers of the
Kerala Wakf Board.
b. The Secretary of the Wakf Board/ Wakf
Commissioner shall be the Convenor and the Secretary
of the Sanction Committee.
c. The meeting of the sanction committee shall
ordinarily be held once in three months or as
decided by the committee from time to time or as
directed by the Chairman of the Wakf Board and the
matters coming up for decisions of the committee,
shall be taken unanimously or by the majority votes
of members present.
d. The meeting of the sanction committee shall be
presided over by the Chairman of the sanction
committee or in his absence,any member of the
sanction committee, elected for the time being from
among the members of the committee as member
presiding. The quorum of the sanction committee
shall be half of its total members
e. The meeting of the sanction committee shall
ordinarily be held at the Head Quarters of the
Kerala Wakf Board at Ernakulam or at any place as
directed by the Chairman of the Wakf Board.
5) Powers of the Sanction committee:-
The sanction Committee shall have powers:
(1) to call for application for financial aid from
eligible persons and institutions
under the Scheme, through the convenor and
Secretary/Wakf Commissioner.
(2) to conduct necessary enquiries on the
application and all matters covered by this Scheme
through Revenue authorities or through the officials
of the Wakf Board or both, or as may be decided by
the committee from time to time.
(3) to scrutinize the applications and pass orders
sanctioning or rejecting the applications for
financial aid.
(4) to decide and pass orders on the eligible amount
of financial aid and its duration on all
applications and matters covered by all the items
other than those referred to under sub rule 1(i),
(ii), & (ii) of Rule 3 above. The quantum and
duration of financial aid in respect of persons
coming under sub rule 1 (i),(ii)&(iii) of Rule 3 are
separately laid down under Rule 7(i)
(5) to sanction and invest suitable amount towards
shares of the Board in the proposed Kerala State
Wakf development Corporation with the aim of
securing prospects and profits and popularizing the
activities laid down in this scheme and also to
incur necessary expenditure required for the
purchase of necessary furniture, equipment, vehicles
and other materials and also for appointment of
staff and all other matters which the sanction
committee, deems fit and necessary for the speedy
implementation of the scheme.
(6) to review the financial status or other
materials details of the person or institution to
whom or to which the financial aid is given and
cancel, reduce or enhance the aid at anytime if
circumstances warrant; and
(7) to do such other acts which are found necessary
for the future prospects and for the proper
implementation of the scheme.
*Amendment
In Rule 3 after sub Rule 2 (i) the following
provisions shall be added as sub rule 2 (j)
Sub rule 2 (j) To pay maintenance to the Divorced
Muslim Women as determined by a Magistrate ubder
Section (1) and (2) of Section 4 of the Muslim Women
(Protection of Rights on Divorce)Act 1986 (Central
Act 25 of 1986) ( G.O. (MS) No. 308/95/Rd dated 14 –
6 – 1995).
6. Eligibility for financial aid:-
a. The financial aid under this scheme may be
sanctioned to any person
referred to under sub rule (i),(ii) and in sub rule
2 (a) (b),(c),(d),(e),(f),(g),(h), & (i) and to the
institutions mentioned under Sub Rule 3(i),(ii),(iii)
& (iv) of Rule 3 and for any other purpose, as
contemplated under sub rule (4) of Rule 3.
b. Persons or institutions receiving any other grant
from the Government shall not be eligible to get the
financial aid under this scheme, for that purpose.
Explanation:-
(i)The eligibility of persons referred to under Rule
1 (i),(ii),(iii) of Rule 3
shall be subject to the qualification, age,
experience, income and other
conditions, etc. laid down in the definition under
Rule 2(b),(c),&(d)
(II) The Persons referred to under sub Rule 2 (a), (b),(c)
(d),(e),(f),(g),(h),& (i) of Rule 3 shall be
eligible to apply for financial aid only if their
applications contain certificates showing the income
and the genuiness of application issued by the
Revenue authorities or their Jama-ath Mahal
registered in the Wakf Board or by the competent
authorities of the institutions, not liable to be
registered in the Wakf Board as the case may be.
(iii) Institutions referred to under Sub Rule 3 (i),(ii)&(iii)
of Rule 3 shall be eligible to apply for financial
aid only if their application contain an affidavit
of the competent persons of the institutions showing
the financial position and genuineness of the
application, duly attested by a Gazetted officer
which shall be verified and enquired by the Revenue
authorities or the officers of the Board as decided
by the Sanction committee from time to time.
(iv) The financial aid to those referred to under
such rules 1 (i),(ii),(iii) and sub Rule 2(a), (b),(c)
(d),(e),(f),(g),(h),& (i) of Rule 3 shall be
available to persons whose annual income does not
exceed Rs.6,000/- and in all other cases referred to
under Sub Rule 3(i),(ii),(iii) & (iv) of Rule 3 the
availability considering the merit of each
application: may be as decided by the sanction
committee. (Income limit enhanced to Rs. 15,000/-
with effect from 1- 4 – 96 and to Rs. 22,000/- with
effect from 1-4 -9 (3)
7. Amount of financial aid and its duration:
1. The financial aid to the persons referred to
under sub Rule 1 (i),(ii) &(iii) their death or till
their monthly income does not exceed the prescribed
limit at a monthly rate of
Rs. 150/-, Rs.100/- and Rs. 75/-respectively.
2. The quantum and duration of the financial aid to
those referred to under Sub Rule 2(a),(b), (c),(d),(h),
& (i)and Sub Rule 4 of Rule 3; on consideration of
the merit of each application or case may be as
decided by the sanction Committee**.
8. Suspension and cancellation of aid:-
(a) If, at any time it is satisfactorily brought to
the notice of the Sanction Committee that any
financial aid was sanctioned by the committee or
wrong or false information or mistaken grounds, the
committee shall cancel the aid .The Chairman of the
Wakf Board , on getting information, shall be
empowered to suspend the aid, pending consideration
by the Sanction Committee. The aid is liable for
cancellation for the person getting the aid is
absent from Kerala without sufficient and convincing
reason for over 3 consecutive Calender months.
(b) The finanacial aid under this scheme shall in
all cases, subject to the condition laid down in
this Rule, be available only to persons permanently
residing in Kerala with membership in any Mahal or
Jama-ath and only to the institutions established
and run within the territorial limits of Kerala and
having registration in the Wakf Board.
9. Method of Payments:-
The amount of financial aid due in a month shall be
paid, before the 10th of every month by the Convenor
and Secretary / Wakf Commissioner to the person or
institution to his/its address by Money Order or
Crossed cheque on proper acknowledgement. All other
payments, which are not recurring in nature, be paid
to the persons or institutions as per the directions
of the Sanction Committee after obtaining proper
receipt acknowledgement. The Convenor and Secretary/Wakf
Commissioner shall open and maintain separate
registers for keeping the accounts on allotment,
sanction and disbursement of financial aid. He shall
also prepare and submit before every meeting of the
Sanction Committee, monthly statement of account on
allotment, sanction and disbursement with balance
thereon, for its approval.
10. Sanction to be regulated with reference to the
amount of grant:
The Government may from time to time with the aim of
popularising the scheme and to implement it properly
issue, to sanction committee such general or special
directions as they may deem fit and in the
performance of its duties and exercise of its
powers, the Sanction Committee shall comply with any
such direction.
(b) Powers to amend the scheme.
The Powers to amend this scheme subject to the
consideration of the suggestions and opinions of the
Wakf Board Shall be vested in the State Government
11. Competent person to sign the order of
Sanction/rejection on application:
The financial aid applied for shall be ordered or
rejected by putting signature on the application
form by the Chairman of the Sanction Committee or in
his absence the Chairman of the Wakf Board on in his
absence the member presiding in the meeting of the
Sanction Committee. Every sanction or rejection of
the application shall be followed by aproceedings of
the Committee.
12. Minutes,Agenda and Notice of the Meeting:-
The Convenor and Secretary/Wakf Commissioner after
having the approval of Chairman of Kerala Wakf Board
fix the date, place and time of the meeting and
communicate the notice thereon to the members of the
committee along with the Agenda containing notes on
each item prior to 7 days of the date of meeting. He
shall keep and maintain the minutes of the meeting
and shall present before every meeting of its
approval by sending the extract of the minutes to
every member together with the agenda and the notes
thereon.
13. Change of address:-
The Change of Address of the person / institution to
whom / which financial aid is granted shall
immediately be communicated to the Convenor and
Secretary and Secretary / Wakf Commissioner by the
person / institution concerned.
14. Interpretation:-
If any doubt or dispute arises with reference to the
interpretation of any of the clauses of this scheme
the matter shall be referred to the interpretation
of any of the clauses of this scheme the matter
shall be referred to the Government whose decision
on the same shall be final.
15. Forms:-
(a) The application for financial aid shall be in
term & Appended to this Rule.
(b) The Sanction Committee shall have powers to
prescribe any form other than the one referred to
under Rule 15 (a) above as found necessary in future
for the implementation of the scheme.
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